Add solar to your home with affordable financing

The City of Milwaukee is happy to partner with Summit Credit Union to offer low-interest loans to help Milwaukee homeowners add solar to your homes. Please download and review the documents below,  which includes a step-by-step guide explaining how you can take part in this program.



Milwaukee Shines Solar Financing Documents


Milwaukee Shines Solar Loans: At-A-Glance


Summit Credit Union in partnership with City of Milwaukee’s solar program is offering up to $2 million in low-interest solar loans for Milwaukee homeowners. We offer an affordable way to finance the balance of your solar energy system costs.

  • Eligible Participants: City of Milwaukee homeowners, 1-3 unit owner-occupied residences
  • Loan Size: Up to $20,000
  • Interest Rate: Low-Interest Fixed Rate (as low as prime + 1.50%)
  • Terms: Up to 15 years. No penalties for early payment, no fees, no down payments
  • Projects: Solar electric systems (up to 6kW) or solar hot water systems (1-8 panels). Must be installed by a Focus on Energy Residential Ally solar installer.
  • Eligible Expenses: All equipment, labor, permits, and interconnection fees. Structural re-enforcement and re-roofing expenses if part of solar project

Ready to Move Forward?


Get pre-approved for your Milwaukee Shines solar loan today! 

With your pre-approval, you'll know how much you can spend on a solar energy project.

APPLY HERE with Summit Credit Union!  


If you have additional questions on the Milwaukee Shines Solar Financing program, please contact us at 414-286-5593 or

Milwaukee Shines

Solar Financing



1. Learn More

Complete details on program can be found in program manual to the left. Attend solar workshops held in partnership with the Midwest Renewable Energy Association.

2. Site Assessment
We recommend you get a solar site assessment from an MREA Certified Site Assessor to help determine what technology is best for your home. There is a fee for the assessment; get a few bids.

3. Energy Efficiency
Make your home energy efficient first, and maximize solar incentives. Take part in Milwaukee Energy Efficiency (Me2).

4. Apply for Preapproval of Loan
Apply online or in person and receive preapproval of solar loan to ensure you can move forward with your solar project.

5. Apply for Milwaukee Shines Solar Financing & Early-Bird Incentive
Complete the application found to the left on this website. Receive approval to move forward with your preferred installer, and be locked-in for $1,000 early-bird incentive.

6. Select Installer
Contract with your preferred installer. They must be a registered Focus on Energy Residential Delivery Ally. We recommend you get 2-3 bids before you make your selection.

7. Get Incentives
Work with your installer to ensure you receive: Federal tax credit, WI Focus on Energy incentive and Milwaukee Shines Solar Incentive.

8.  Install Solar System
Work with your installer to schedule the installation.

9.  Close on Loan
After your project is complete, work with your Summit Credit Union loan officer to close on the loan. Summit will issue check directly to your installer.

Enjoy Your Solar Installation!


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